At AirModo we understand that every drone pilot’s needs are unique. That’s why we offer both hourly and annual policies, but today we’re diving into why an annual policy might be the smarter investment for your drone operations.
1. Cost Savings That Add Up
If you fly more than a few times a month, hourly coverage can quickly become more expensive than an annual plan. With AirModo’s annual policies starting at competitive rates, many pilots find they break even, or save, within just a few months of regular flying. Plus, with no surcharges for night flying, drone weight (under 55 lbs), or distance, your annual premium covers more than just time, it covers peace of mind. Compare our pricing to see how much you could save!
2. No Gaps in Coverage
One of the biggest risks with short-term insurance is the potential for coverage gaps. Forgetting to activate a policy before a flight or misjudging how long you’ll be in the air can leave you exposed to liability. Annual insurance eliminates that risk. You’re covered 24/7, 365 days a year, whether you’re flying for a client, capturing landscapes, or just testing new gear.
3. Better Protection, Fewer Headaches
AirModo’s annual policies include:
- Up to $25 million in liability coverage
- $1,000,000 in personal injury protection
- Medical payments up to $25,000
- War liability at no extra cost
And every policy earns SafetyPoints redeemable for training and safety services through our partnership with the Unmanned Safety Institute (USI). That’s not just insurance it’s an investment in your professional development.
4. Streamlined Claims and Certificates
Using AirModo, you can add additional insureds and get a certificate of insurance instantly. That’s a huge plus for commercial pilots who need to provide proof of insurance to clients or contracting parties on short notice. And if something does go wrong, our in-house claims service ensures a fast, hassle-free resolution.
5. A Smarter Choice for Growing Businesses
If you’re scaling your drone business, annual insurance gives you the flexibility to add multiple drones and pilots under one policy. It’s a scalable solution that grows with you, without the administrative burden of managing multiple hourly policies.
Final Thoughts
Hourly insurance has its place, especially for hobbyists or one-off gigs. But for serious pilots, annual drone insurance offers unmatched value, protection, and convenience. Ready to make the switch? Visit airmodo.com, download our App and see why more drone operators are choosing AirModo for their long-term coverage needs.
