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Best-in-class drone insurance coverage for less

Best-in-class drone insurance coverage for less

90+ years of aviation insurance expertise, powered by USAIG

The easy way to get drone insurance wherever you are, and however you fly. Simple to use, free to download, affordable coverage for your recreation or commercial drone is just a few taps away.

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AirModo App StoreAirModo Google Play

Screen shot of AirModo app detailing map feature
Screen shot of AirModo app detailing functions
Screen shot of AirModo app detailing map feature
Screen shot of AirModo app detailing map feature

Designed For You

Designed for drone operators
Best-in-class coverage for less
Best-in-class coverage for less
Instant coverage
Instant coverage
Annual & hourly options
Personal Injury & Medical Payments Included
Personal injury & medical payments included ​
Same price for all drones under 55 lbs
Same price for all drones under 55 lbs
No requirement for flight monitoring
No requirement for flight monitoring
No surcharge for night flying

See How We Compare

Our prices start at $9 per hour for $1,000,000 of coverage.
See how we compare with other drone insurers.

AirModo

$ 9 Premiums start at $9/hour
  • Fly up to 1 mile away, distance doesn't change price
  • No surcharges for weight if less than 55 pounds maximum gross takeoff weight
  • Fly anytime, day or night. No surcharges for night flying.
  • $100,000 Personal Injury (including invasion of privacy)
  • Liability limit up to $25,000,000
  • Medical payments included at $5,000, $10,000, or $25,000 depending on limit of coverage. No additional premium at any level.
  • War liability is included at no additional premium
  • Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
  • Inclusive of Taxes and Surcharges.
    NO SURCHARGES
    or ADD-ON FEES.

Competitor A

$ 10 Premiums start at $10/hour
  • Fly up to 1/2 mile
  • Surcharged for weight above 15 lbs.
  • Daytime included but surcharged for night flying.
  • $25,000 Personal Injury (including invasion of privacy)
  • Liability limit up to $10,000,000
  • $500 medical payments included, additional surcharge for higher limits.
  • War liability is not covered
  • No additional services offered.

AirModo

$ 400* Policies starting at $400 for
$1,000,000
  • Worldwide Territory
  • No surchages for weight if less than 55 pounds maximum gross takeoff weight
  • No exclusion for concerts and events
  • Fly anytime, day or night. No surcharges for night flying.
  • Personal Injury included at policy limits up to $1,000,000 for no charge.
  • Liability limit up to $25,000,000
  • Medical payments included at $5,000 with options for $10,000 or $25,000. No additional premium at any level.
  • War liability included at no additional premium
  • Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
  • Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
  • Inclusive of Taxes and Surcharges.
    NO SURCHARGES
    or ADD-ON FEES.
  • - In Most States

Competitor A

$ 665 Policies starting at $665 for
$1,000,000 limit
  • Worldwide Territory
  • Surcharged for weight above 15 lbs.
  • Concerts, Events, and large indoor gatherings excluded
  • Fly Anytime
  • Personal Injury (Including Privacy) No charge for $25,000. Additional surcharge for higher limits of coverage.
  • Liability limit up to $10,000,000
  • Medical payments. No charge for $500. Additional surcharge for higher limits of coverage.
  • War liability is not covered
  • No additional services offered

HOURLY PLANS

ANNUAL PLANS

AirModo

$ 9 Starting price per hour
  • Fly up to 1 mile away, distance doesn't change price
  • No surchages for different weight categories if under 55 pounds maximum gross takeoff weight (MGTOW)
  • Fly anytime, day or night. No surcharges for night flying.
  • $100,000 Personal Injury (including invasion of privacy)
  • Liability limit up to $25,000,000
  • Medical payments included at $5,000 with options for $10,000 or $25,000. No additional premium at any level.
  • War liability is included at no additional premium
  • Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
  • Inclusive of Taxes and Surcharges. NO SURCHARGES or ADD ON FEE's.

Competitor A Hourly

$ 10 Starting price per hour
  • Fly up to 1/2 mile
  • Surcharged for weight above 15 lbs.
  • Daytime included but surcharged for night flying.
  • $25,000 Personal Injury (including invasion of privacy)
  • Liability limit up to $10,000,000
  • $500 medical payments included, with $1,000 , $2,000 , and $5,000 offered for additional premium
  • War liability is not covered
  • No additional services offered.

AirModo

$ 400* Starting price for
$1,000,000 limit
  • Worldwide Territory
  • No surchages for different weight categories. Must weigh less than 55 pounds MGTOW.
  • No exclusion
  • Fly anytime, day or night. No surcharges for night flying.
  • Personal Injury included at policy limits up to $1,000,000 for no charge.
  • Liability limit up to $25,000,000
  • Medical payments included at $5,000 with options for $10,000 or $25,000. No additional premium at any level.
  • War liability included at no additional premium
  • Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
  • Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
  • In most states

Competitor A Annual

$ 665 Starting price for
$1,000,000 limit
  • Worldwide Territory
  • Surcharged for weight above 15 lbs.
  • Concerts, Events, and large indoor gatherings excluded
  • Fly Anytime
  • Personal Injury (Including Privacy) No charge for $25,000. Additional premium of $84 for $100,000 Additional premium of $175 $1,000,000
  • Liability up to $10,000,000
  • Medical payments No charge for $500 Additional premium of $36 for $1,000 Additional premium of $60 for $2,000 Additional premium of $84 for $5,000
  • War liability is not covered
  • No additional services offered

Reviews & Feedback

Quotes derived from the following sources:

1. Online Brand Survey among select drone operators in the US. Survey conducted by Escalate Strategies in Dec. 2024. 2. March '25 AirModo E-Mail Survey.

AirModo Survey Respondent
"I like the flexibility, coverage and options you have with this policy. You can choose something that is long or short term, and get extensive coverage, and peace of mind.
AirModo E-Mail Survey
"Access is easy, intuitive."
AirModo Survey Respondent
"I like the low price, the fact that there's no hidden fees and the convenience of a mobile app."
AirModo E-Mail Survey
"I've been happy with the service and the application."
AirModo Survey Respondent
"It has a great startup price and can be bought based on usage."
AirModo E-Mail Survey
"AirModo met my insurance coverage needs."
AirModo Survey Respondent
"I think it is very affordable and has really great coverage options. I use USAIG for my insurance needs already."
AirModo E-Mail Survey
"It's very easy to get coverage!"
AirModo Survey Respondent
"This plan has all the examples of what you would require for peace of mind when operating a drone for business purposes. I know that in the event of an accident the liability will be addressed."
AirModo E-Mail Survey
"I like being able to purchase insurance on the fly, or schedule it for when I know I will need it."
AirModo Survey Respondent
"The insurance offers comprehensive coverage, competitive pricing, and reliable customer service, ensuring peace of mind."
AirModo E-Mail Survey
"I like the ease of purchasing insurance. The app works great and the interface is easy to navigate."
AirModo Survey Respondent
"The cost of the coverage is great and it checks all my boxes. Overall, it seems like a very good deal."
AirModo Survey Respondent
"It comes with a whole lot of opportunities and good decisions and choices for your drone when signing up for an insurance policy with them."
AirModo Survey Respondent
"Covers potential damages or injuries caused to third parties during drone operation."
AirModo Survey Respondent
AirModo Survey Respondent
"There is a lot of value in using this provider, it offers many benefits and many price points, it’s a very good deal."

Complimentary Safety
and Loss Control

Complimentary Safety
and Loss Control

At AirModo, we are committed to ensuring your drone operations are as safe and professional as possible. That’s why we’ve partnered with the Unmanned Safety Institute (USI) to bring you our SafetyPoints program – a unique initiative designed to enhance a culture of safety through comprehensive training and standardization services.

Click Here to Learn More

How It Works

STEP 1.

Choose Hourly or Annual Coverage

STEP 2.

Choose Location, if Hourly

STEP 3.

Select Liability Level

STEP 4.

Add Your Drone(s)

STEP 5.

Purchase and Manage Your Policy

Choose between an annual or hourly policy. You can set up instant drone insurance for recreation or commercial drone operators in just a few clicks.

Our hourly policy means you can be flexible about when you fly. Simply choose your location on a map to get instant or scheduled drone insurance within a 1 mile radius.

Get your commercial drone operation off the ground quickly with our annual policy. Choose this option to get annual worldwide coverage, day and night.

Select your level of liability up to $25 million. Our drone insurance ranges from personal coverage for individuals right up to commercial coverage for multiple drones and drone pilots.

Add in multiple drones from your hangar, and easily register pilots and additional insureds, within the app. With an annual policy, you can grow and manage your operation quickly and seamlessly.

Commercial Flyers - Pilot launching drone

For Commercial Fliers

Choose the flexibility of our hourly policies or worldwide coverage for a full year with our annual policy

If you’re a busy drone operator and need a quick way to buy and manage your insurance, our annual and hourly policies are for you. Fly confidently knowing your fleet is covered to fly day or night up to 365 days a year.

Recreational flyers - pilot operating control device

For Recreational Fliers

Our hourly policies give you the flexibility you need at a price you can afford

We offer recreational pilots hourly coverage through our app. Get set up and started in minutes – just tap on the map for instant or pre-purchased coverage within your specified 1 mile radius.

About AirModo

AirModo offers drone operators straightforward, transparent and affordable drone insurance in a single, easy-to-use app.

We are committed to providing you with a best-in-class solution that costs less than your typical drone insurance provider.

Powered by USAIG, AirModo has 90+ years of aviation insurance expertise to guide us in providing our trusted service.

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