Best-in-class drone insurance coverage for less
Best-in-class drone insurance coverage for less
90+ years of aviation insurance expertise, powered by USAIG
The easy way to get drone insurance wherever you are, and however you fly. Simple to use, free to download, affordable coverage for your recreation or commercial drone is just a few taps away.
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Designed For You

Designed for drone operators

Best-in-class coverage for less

Instant coverage

Annual & hourly options

Personal injury & medical payments included

Same price for all drones under 55 lbs

No requirement for flight monitoring

No surcharge for night flying
See How We Compare
Our prices start at $9 per hour for $1,000,000 of coverage.
See how we compare with other drone insurers.
AirModo
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Fly up to 1 mile away, distance doesn't change price
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No surcharges for weight if less than 55 pounds maximum gross takeoff weight
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Fly anytime, day or night. No surcharges for night flying.
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$100,000 Personal Injury (including invasion of privacy)
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Liability limit up to $25,000,000
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Medical payments included at $5,000, $10,000, or $25,000 depending on limit of coverage. No additional premium at any level.
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War liability is included at no additional premium
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Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
-
Inclusive of Taxes and Surcharges.
NO SURCHARGES
or ADD-ON FEES.
Competitor A
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Fly up to 1/2 mile
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Surcharged for weight above 15 lbs.
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Daytime included but surcharged for night flying.
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$25,000 Personal Injury (including invasion of privacy)
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Liability limit up to $10,000,000
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$500 medical payments included, additional surcharge for higher limits.
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War liability is not covered
-
No additional services offered.
AirModo
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Worldwide Territory
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No surchages for weight if less than 55 pounds maximum gross takeoff weight
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No exclusion for concerts and events
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Fly anytime, day or night. No surcharges for night flying.
-
Personal Injury included at policy limits up to $1,000,000 for no charge.
-
Liability limit up to $25,000,000
-
Medical payments included at $5,000 with options for $10,000 or $25,000. No additional premium at any level.
-
War liability included at no additional premium
-
Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
-
Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
-
Inclusive of Taxes and Surcharges.
NO SURCHARGES
or ADD-ON FEES. -
- In Most States
Competitor A
-
Worldwide Territory
-
Surcharged for weight above 15 lbs.
-
Concerts, Events, and large indoor gatherings excluded
-
Fly Anytime
-
Personal Injury (Including Privacy) No charge for $25,000. Additional surcharge for higher limits of coverage.
-
Liability limit up to $10,000,000
-
Medical payments. No charge for $500. Additional surcharge for higher limits of coverage.
-
War liability is not covered
-
No additional services offered
HOURLY PLANS
ANNUAL PLANS
AirModo
-
Fly up to 1 mile away, distance doesn't change price
-
No surchages for different weight categories if under 55 pounds maximum gross takeoff weight (MGTOW)
-
Fly anytime, day or night. No surcharges for night flying.
-
$100,000 Personal Injury (including invasion of privacy)
-
Liability limit up to $25,000,000
-
Medical payments included at $5,000 with options for $10,000 or $25,000. No additional premium at any level.
-
War liability is included at no additional premium
-
Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
-
Inclusive of Taxes and Surcharges. NO SURCHARGES or ADD ON FEE's.
Competitor A Hourly
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Fly up to 1/2 mile
-
Surcharged for weight above 15 lbs.
-
Daytime included but surcharged for night flying.
-
$25,000 Personal Injury (including invasion of privacy)
-
Liability limit up to $10,000,000
-
$500 medical payments included, with $1,000 , $2,000 , and $5,000 offered for additional premium
-
War liability is not covered
-
No additional services offered.
AirModo
-
Worldwide Territory
-
No surchages for different weight categories. Must weigh less than 55 pounds MGTOW.
-
No exclusion
-
Fly anytime, day or night. No surcharges for night flying.
-
Personal Injury included at policy limits up to $1,000,000 for no charge.
-
Liability limit up to $25,000,000
-
Medical payments included at $5,000 with options for $10,000 or $25,000. No additional premium at any level.
-
War liability included at no additional premium
-
Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
-
Safety and Loss Control Services at no charge. Earn complimentary Safety Points with each policy!
-
In most states
Competitor A Annual
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Worldwide Territory
-
Surcharged for weight above 15 lbs.
-
Concerts, Events, and large indoor gatherings excluded
-
Fly Anytime
-
Personal Injury (Including Privacy) No charge for $25,000. Additional premium of $84 for $100,000 Additional premium of $175 $1,000,000
-
Liability up to $10,000,000
-
Medical payments No charge for $500 Additional premium of $36 for $1,000 Additional premium of $60 for $2,000 Additional premium of $84 for $5,000
-
War liability is not covered
-
No additional services offered
Reviews & Feedback
1. Online Brand Survey among select drone operators in the US. Survey conducted by Escalate Strategies in Dec. 2024. 2. March '25 AirModo E-Mail Survey.

Complimentary Safety
and Loss Control
Complimentary Safety
and Loss Control
At AirModo, we are committed to ensuring your drone operations are as safe and professional as possible. That’s why we’ve partnered with the Unmanned Safety Institute (USI) to bring you our SafetyPoints program – a unique initiative designed to enhance a culture of safety through comprehensive training and standardization services.
How It Works
STEP 1.
Choose Hourly or Annual CoverageSTEP 2.
Choose Location, if HourlySTEP 3.
Select Liability LevelSTEP 4.
Add Your Drone(s)STEP 5.
Purchase and Manage Your PolicyChoose between an annual or hourly policy. You can set up instant drone insurance for recreation or commercial drone operators in just a few clicks.
Our hourly policy means you can be flexible about when you fly. Simply choose your location on a map to get instant or scheduled drone insurance within a 1 mile radius.
Get your commercial drone operation off the ground quickly with our annual policy. Choose this option to get annual worldwide coverage, day and night.
Select your level of liability up to $25 million. Our drone insurance ranges from personal coverage for individuals right up to commercial coverage for multiple drones and drone pilots.
Add in multiple drones from your hangar, and easily register pilots and additional insureds, within the app. With an annual policy, you can grow and manage your operation quickly and seamlessly.

For Commercial Fliers
Choose the flexibility of our hourly policies or worldwide coverage for a full year with our annual policy
If you’re a busy drone operator and need a quick way to buy and manage your insurance, our annual and hourly policies are for you. Fly confidently knowing your fleet is covered to fly day or night up to 365 days a year.

For Recreational Fliers
Our hourly policies give you the flexibility you need at a price you can afford
We offer recreational pilots hourly coverage through our app. Get set up and started in minutes – just tap on the map for instant or pre-purchased coverage within your specified 1 mile radius.
About AirModo
AirModo offers drone operators straightforward, transparent and affordable drone insurance in a single, easy-to-use app.
We are committed to providing you with a best-in-class solution that costs less than your typical drone insurance provider.
Powered by USAIG, AirModo has 90+ years of aviation insurance expertise to guide us in providing our trusted service.
