Myth #1: “My Homeowner’s Insurance Covers My Drone”
Reality: Most homeowner or renter policies exclude aircraft, and yes, drones count. Even if your policy offers limited coverage, it likely won’t protect you from third-party liability claims if your drone crashes into a car or injures someone.
Myth #2: “I Only Need Insurance If I Fly Commercially”
Reality: Recreational pilots face risks too. A flyaway drone can cause property damage or personal injury, and without liability coverage, you’re on the hook. Even the FAA recommends insurance for all drone operators.
Myth #3: “All Drone Insurance Is the Same”
Reality: Coverage varies widely. Some providers offer hourly policies, others bundle safety programs or training incentives. AirModo stands out with its SafetyPoints Program rewarding safe flying with redeemable points for training.
Myth #4: “I Don’t Need Proof of Insurance”
Reality: Many venues, clients, and even local governments require a Certificate of Insurance (COI) before you can fly. Without it, you might lose gigs or face legal issues. AirModo makes it easy to generate instant COIs through our app.
Final Thoughts
Drone insurance isn’t just a checkbox, it’s peace of mind. Whether you’re flying for fun or profit, understanding your coverage needs helps you avoid costly surprises. AirModo’s flexible, usage-based model makes it easy to get the protection you need, when you need it.
