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January has a certain energy to it. New calendars, budgets, and goals, and for commercial drone pilots, it’s also the perfect moment to rethink how you insure your operations. If you’re gearing up for a busy year of client work, the start of the year is the ideal time to consider switching from hourly coverage to an Annual Drone Insurance Policy.

Hourly coverage is great for hobby and recreational flyers, and AirModo continues to offer flexible, by‑the‑hour protection for those users. But for commercial pilots, hourly coverage often becomes more expensive, more stressful, and less efficient as your workload grows.

In the fast-paced world of drone operations, flexibility is key, but so is consistency. While hourly drone insurance may seem like the most cost-effective option for occasional flyers, pilots who fly regularly or commercially often find that annual drone insurance offers far greater value in the long run.

Drone insurance isn’t just for commercial pilots flying $10K rigs over construction sites. Whether you’re a weekend hobbyist or a full-time aerial cinematographer, understanding what coverage you actually need — and what’s just noise — is crucial. Let’s bust some myths and help you fly smarter.

When it comes to drone insurance, choosing the right policy can make a significant difference in both cost and coverage. At AirModo, we offer two primary types of policies: Annual and Hourly.

At AirModo, we are committed to ensuring your drone operations are as safe and professional as possible. That’s why we’ve partnered with the Unmanned Safety Institute (USI) to bring you our SafetyPoints program – a unique initiative designed to enhance a culture of safety through comprehensive training and standardization services.

As the leading provider of drone insurance, we pride ourselves on offering fast, simple, and affordable coverage tailored to the needs of both recreational and commercial drone operators. But our story is deeply rooted in the rich history of our parent company, USAIG.