{"id":2362,"date":"2019-03-17T18:34:13","date_gmt":"2019-03-17T18:34:13","guid":{"rendered":"https:\/\/www.airmodo.com\/?page_id=89"},"modified":"2019-03-17T18:34:13","modified_gmt":"2019-03-17T18:34:13","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.airmodo.com\/airmodo-sandbox\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t
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<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Frequently Asked Questions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Getting Started<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhere is AirModo Unmanned Aircraft Liability insurance available?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

The unmanned aircraft insurance products shown on this site and offered through the AirModo application, are available for sale and distribution in the United States.<\/p>

*Policies are written on a surplus lines basis in the state of Louisiana.”
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow do I get a quote or buy a policy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Everything is handled in the AirModo app. It\u2019s free to download and register. Quotes are shown in the app. You don\u2019t pay anything until you\u2019re ready to buy a policy.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tMay I add additional insureds to my policy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

You may add additional insureds to your policy for your operation of the unmanned aircraft at no additional cost to you. However, we will not cover any insured for claims arising out of their liability as a manufacturer, seller, handler, distributor or service facility of aviation products. You may add up to 5 additional insureds to our hourly policy and as many as you would like on the AirModo annual policy.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow do I add additional insureds to my policy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

At the time you purchase a policy, you may add an additional insured to your policy. For annual policyholders, you may add additional insureds at any time during your policy period by clicking on \u201cMy Policies\u201d in the menu.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow do I get a certificate of insurance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Within the AirModo app, you can select \u201cMy Policies\u201d under the menu. Click on the policy you wish to get a certificate of insurance for. You may select from the list of Additional Insureds that you would like that you need the certificate. If you need one for another person or company, then just select \u201cAdd\u201d under the Additional Insureds section.
The certificate of insurance will be automatically processed and emailed to you.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tMay I provide a waiver of subrogation to my customer?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

No. Since there is no physical damage coverage available through AirModo a waiver of subrogation is not applicable. A waiver of subrogation is associated with damage to your drone that someone else has caused.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tCan I purchase or prebook an Hourly policy for a time and date in the future?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Yes. When getting a quote for Hourly coverage in the app, you have the option of purchasing a policy for immediate use by selecting \u201cFly Now\u201d or make your purchase in advance by selecting \u201cFly Later.\u201d<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tHow many aircraft can I cover under one policy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

On the AirModo hourly policy tab you may purchase coverage for only one (1) unmanned aircraft system per policy.
If coverage is purchased on an annual basis, the user may add as many unmanned aircraft systems they wish to insure.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tMay I change out drones during my policy period?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Hourly users must select which drone they wish to fly at the time of purchase.\u00a0 Since the policy is non-cancellable the drone may not be replaced by another drone once the policy is purchased.<\/p>

Annual policyholders may substitute drones stored in their \u201cMy Hangar\u201d portion of the mobile app during the policy term, subject to additional premium if applicable. \u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat if I want to cancel my policy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

The hourly policy options are non-cancellable and non-refundable policies.
Our annual policy option may be cancelled midterm. If a cancellation is requested mid-term, the policy may be subject to a 40% short rate cancellation penalty for the unearned premium remaining, where allowable.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat if I can\u2019t locate my unmanned aircraft in the list? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

We make every effort to keep the list up to date.\u00a0 If your UAS or drone is not listed, please provide the Manufacturer, Model and Gross Weight of the unmanned aircraft.\u00a0 We will try to add it to our list for you!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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AirModo Policy - Basics<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat type of coverage is provided through an AirModo insurance policy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

You are covered for legal liability for bodily injury and property damage arising out of your ownership, maintenance, or use of the selected and insured unmanned aircraft system.\u00a0 Premises liability is included and provides liability for bodily injury and property damage arising out of the insureds ownership, maintenance, or use of premises from which you are operating the insured unmanned aircraft system.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tIs damage to my unmanned aircraft covered?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

No.\u00a0 This policy provides you with coverage for injury to other people or damage to property of others.\u00a0 We do not currently offer coverage for physical damage to your owned property.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat types of unmanned aircraft are covered?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

A user may select from a list of unmanned aircraft weighing less than 55 pounds or 25 kilograms, inclusive of any attached payload or cargo.\u00a0 The unmanned aircraft must be owned by, rented, or leased under written agreement to you.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tMay I look at a sample policy? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Yes, click here to view a sample U.S. policy.<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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About AirModo<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWho is the insurance company providing coverage through AirModo?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

In the United States:<\/p>

United States Aviation Underwriters, Inc (USAU) as manager of the United States Aircraft Insurance Group (USAIG). United States Aviation Underwriters, Inc (USAU) acts as the licensed agent in each state.<\/p>

United States Aircraft Insurance Group is a pool of highly rated property casualty insurers that can be found at https:\/\/www.usau.com\/about\/member-companies\/<\/a><\/p>

USAU CA Producer Lic. 0086146
USAU CA Adjuster Lic. 2086416<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat are the ratings of the companies issuing the policy?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

The policy is issued by the United States Aviation Underwriters on behalf of the participating underwriting members of the United States Aircraft Insurance Group (USAIG). Individual member company ratings and information can be found here<\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhy should I buy a policy through AirModo?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t