January offers a clean slate to evaluate whether your current approach still makes sense. Spoiler: for many commercial pilots, it doesn’t.
January Is Budget Season: Make Insurance Predictable
Most businesses set their budgets in Q1. If you’re a drone service provider, you already know how unpredictable flight schedules can be. Hourly insurance might feel flexible, but it also makes your costs harder to forecast.
An Annual Policy gives you:
- A single, predictable cost for the entire year
- Coverage you don’t have to think about before every takeoff
- A professional, ready‑to‑fly posture for clients
Winter Planning = Fewer Surprises Later
January is when many pilots map out their year with new clients, equipment, certifications, and revenue goals. It’s also when you can realistically estimate how often you’ll fly. If you’re planning …
- Real estate shoots
- Construction progress monitoring
- Mapping or surveying
- Event coverage
- Agricultural flights
… then hourly coverage can quickly become more expensive than an annual plan. A quick Cost and Coverage Comparison usually makes the math clear.
Annual Policies Support Growth (and Look More Professional)
Clients love reliability. Showing up with an active, annual, policy signals that you’re not just a pilot, you’re a business. And with AirModo, Annual Policies come with powerful advantages designed specifically for commercial operators:
- Add or remove drones throughout the year (with premium adjustments as needed)
- Change your limits of coverage at any time (also subject to premium adjustments)
- Receive a larger bundle of complimentary SafetyPoints redeemable at the Unmanned Safety Institute (USI) using a unique coupon code emailed to you at purchase
These benefits make annual coverage not just convenient, but a strategic tool for scaling your operations.
If you’re planning to grow your drone business in 2026, an annual policy is one of the simplest upgrades you can make.
Peace of Mind for the Entire Year
January is when many pilots:
- Upgrade drones
- Add batteries, sensors, or payloads
- Renew certifications
- Launch new service offerings
If you’re refreshing your gear or your business strategy, refreshing your insurance at the same time just makes sense.
Hourly coverage is perfect for recreational flyers who only take to the sky occasionally. But if you’re a commercial pilot flying regularly, the mental overhead adds up:
- Did I start the policy?
- Did I end it?
- Am I covered for this test flight?
- What about this quick practice session?
Annual coverage eliminates all of that. You’re covered. Period.
Final Thought: January Is the Reset Button
January is the one time of year when everyone is thinking long‑term. It’s when you set the tone for the next 12 months. Switching to an annual drone insurance policy now means:
- You start the year protected
- You simplify your operations
- You save money if you fly regularly
- You look more professional to clients
- You eliminate last‑minute insurance stress
If you’re ready to make 2026 your most efficient, profitable, and stress‑free year yet, an annual policy is one of the smartest moves you can make.